On admission publicly employed members under a collective agreement, compulsory members and members subject to a company agreement are made subject to a 2-year provision period, while individual members are made subject to a 4-year provision period.
Furthermore, a 2-year provision period applies under P+ Regulations 1999, former DIP Regulations 2 and P+ Regulations 2011, former DIP Regulations 4 on opting for the spouse’s or cohabitant’s pension, resumption of contribution payments from dormant membership, contribution increases of more than 25 percent measured over a 2-year period as well as payment of single contributions which result in a benefit increase of more than 25 percent.
Under P+ Regulations 2011, former DIP Regulations 4, a 2-year provision period takes effect on opting for and changing the disability pension and opting for the children’s pension and group insurance.
If you are transferred to individual membership, before the provision period has expired, and you want to continue payments, your seniority as a paying member is included in the provision period as an individual member.
If you die or have your ability to work reduced before you have paid contributions for a consecutive period of 2 years for compulsory members and members subject to a company agreement and 4 years for individual members, the pension fund only pays pension benefits that are calculated on basis of the already paid contributions (conditional pension). This calculation method only applies, however, if the pension fund can prove that you could not have submitted satisfactory health information on admission had this been a requirement.
If your pension is conditional, you may submit health information for assessment of your pension risk. You must pay the actual costs involved. If the pension fund assesses that your health information is satisfactory, your pension will no longer be conditional. If the health information is not satisfactory, the rules on high savings pension scheme apply.
You can read more about provision periods in the Regulations