IconInsurance covers 

    Supplemental group insurance

    Gives you the possibility of an extra payment in the event of death and certain critical illnesses.

    The supplemental group insurance is a possibility to buy an extra insurance in the event of death and critical illness when you are covered by the ordinary group insurance.

    The supplemental group insurance is available as either an additional insurance in the event of death or an additional insurance in the event of death and critical illness. Below you can see the possibilities:

    Cover and price

    Option 1

    Option 2

    Option 3

    Option 4

    Life cover – fixed amount until age 68

    DKK 500,000

    DKK 1,000,000

    DKK 1,500,000

    DKK 1,800,000

    Quarterly price 2024

    DKK 287

    DKK 574

    DKK 861

    DKK 1,034

    Life cover and critical illness cover – fixed amounts until age 68

    DKK 500,000

    + DKK 150,000

    DKK 1,000,000

    + DKK 200,000

    DKK 1,500,000

    + DKK 250,000

    DKK 1,800,000

    + DKK 300,000

    Quarterly price 2024

    DKK 550

    DKK 924

    DKK 1,299

    DKK 1,559

     

    On Min pension you can see how you are covered, including covers in the event of death and critical illness.

    If you have a pension scheme in another company or bank, you can log on to PensionsInfo and see other insurances in the event of death and critical illnesses.

    When you are no longer covered by the ordinary group insurance, the supplemental group insurance is discontinued.

    You can read more here

     

    The payment is exempt from taxes and dues. When payment is made to a spouse or registered partner, there is no estate tax payable. If payment is made to children and/or a cohabitant through more than 2 years, the estate tax accounts for 15 percent. On payment to others, the estate tax accounts for 36,25 percent (estate tax and additional estate tax).

    You can find the Insurance terms here

    You buy the insurance here. You cannot pay for the insurance through the monthly pension contributions to the pension fund. You will receive a bill from Forenede Gruppeliv quarterly which can be registered for payment service. The payment is not tax-deductible.

    If you want to buy the insurance, Forenede Gruppeliv requires that you can submit satisfactory health information. You answer the health-related questions when you log on to buy the supplementary insurance with Forenede Gruppeliv.