You can choose that a part of your savings is paid in to an annuity certain scheme. You can have the annuity certain paid when you have reached the retirement age under existing law.
The annuity certain is paid monthly and normally for 10 years unless you choose a longer payment period. You must start payment when you have reached age 80 at the latest.
If you die before your all your savings for the annuity certain is paid, the remaining savings are paid to your next of kin.
You can see your savings and an annuity certain forecast on Min pension
The development of your savings depends on how much you pay, the return on investments and the chosen risk profile.
If you want to change the payment to the annuity certain, you must contact us
If you want to increase your savings, you can raise your pension contribution through your employer or pay a single contribution with the payment slip on Min pension. Read more about the rules on payments here
Two months before you want to start payment of your pension benefits, you must contact us for further agreement about payment.
When you start payment of your pension benefits, your savings are still invested. This means that the return can be both positive and negative. The payment is adjusted annually at the turn of the year and may either increase or fall depending on the return.